Fleet of commercial semi trucks lined up — South Florida truck financing

Established 1996 · South Florida's #1 Commercial Truck Lender

#1 in Commercial Truck Sales, Parts and Service Dealer in South Florida ®

Name: Truck Max Equipment Finance
Telephone: +1-866-441-0513
Price range: $

Florida's premier destination for commercial truck financing for over 25 years. Box trucks, semi trucks, dump trucks, trailers, tow trucks, construction equipment — we fund it all. Fast approvals, no hidden fees.

Pre-qualify in 2 minutes — no impact to your credit score.

25+ Years Experience

2 Hour Credit Approval

Funding in 24 Hours

We are proud to be Florida's premier destination for commercial truck sales for over 25 years. Our knowledgeable professionals are commercial truck experts and can help you find the best truck for your business. Here you will find an incredible selection of new and pre-owned models, including box trucks, refrigerated trucks, landscape trucks, tow trucks and heavy duty wreckers, flatbed trucks, dump trucks, bucket trucks, service utility trucks, class 8 tractors, trailers and much more.

Simple & Fast

How It Works

0min

Apply Online

Complete our simple, one-page application in minutes. No hard credit pull — no impact to your score.

0hr

Get Approved

Our underwriting team reviews your file and issues a credit decision within 2 business hours.

0hr

Get Funded

Funds wired directly to your dealer within 24 hours of signing. Drive away the same day.

Commercial Finance Calculator

Estimate Your Monthly Payment

Adjust the inputs below to see a real-time estimate. No credit pull — no commitment.

Vehicle / Equipment Price

$85,000

$15,000$300,000

Down Payment

10%$8,500

0% down30% down

Your 10% down payment saves approximately $2,084 in interest.

Loan Term

Credit Profile

Rates shown are starting estimates. Final approval and rate depend on lender underwriting, time in business, revenue, equipment type, and credit profile.

Payment Estimate

Monthly Payment

$1,587.64

/month · 60-month term

Amount Financed$76,500

Estimated APR8.99%

Loan Term60 months

Total Interest$18,759

Total Cost$95,259

Interest Savings$2,084 saved

Get Pre-Qualified in 2 Minutes

No hard credit pull

Commercial specialists

Business financing

Multiple lenders

Estimated payment only. Rates, terms, and approval are subject to lender underwriting guidelines. This calculator does not constitute a financing offer or approval.

Commercial Equipment Financing

Semi Trucks & TractorsBox Trucks & Cargo VansDump Trucks & TippersTow Trucks & WreckersFlatbed & Dry Van TrailersConstruction EquipmentService & Utility TrucksFleet & Commercial Vehicles

What We Finance

Industries We Finance

Box Truck Financing

Finance your box truck with competitive rates and flexible terms. Perfect for last-mile delivery, moving companies, and local distribution.

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Dump Truck Financing

Finance heavy-duty dump trucks for construction, landscaping, excavation, and material hauling operations with terms built for your business cycle.

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Tow Truck Financing

Get behind the wheel of a new or pre-owned tow truck with our specialized financing programs for roadside assistance operators, impound fleets, and recovery companies.

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Trailer Financing

Finance dry van, flatbed, refrigerated, and specialty trailers with competitive rates, flexible terms, and fast approvals designed for truckers and fleet operators.

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Semi Truck Financing

Finance Class 8 semi trucks and sleeper cabs for OTR and regional haul operations. Owner-operators, new entrants, and fleets all welcome.

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Vocational Vehicle Financing

Finance specialized vocational vehicles including bucket trucks, service utility trucks, aerial lifts, crane trucks, and more — purpose-built vehicles for your industry.

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Our Programs

Truck Max Services

Zero Money Down

Equipment Leasing

ZERO MONEY DOWN LEASING OFFERS

Keep your working capital where it belongs — in your business. Our flexible lease programs require no upfront capital, letting you get the equipment you need while preserving healthy cash flow.

2-Hour Approval

Equipment Financing

2 Hour Credit Approval · Loan Delivered in 24 Hours

In transport, time is money. Our lightning-fast underwriting delivers credit decisions in hours, with funds wired directly to your dealer the very next business day.

Why Choose Us

Truck Max Finance Benefits

Competitive Rates

Best-in-class rates for commercial vehicles and equipment tailored to your specific industry and credit profile.

Flexible Terms

12 to 84 month terms structured around your business cash flow cycles — not a one-size-fits-all schedule.

Simple Application

One-page application with a firm credit decision in hours. No stacks of paperwork, no endless back-and-forth.

No Hidden Fees

Transparent pricing with no surprise costs or hidden fees at closing. What you see is exactly what you get.

2-Hour Approval

Pre-qualification credit decisions within 2 business hours so you can move fast on the right equipment.

Funding in 24 Hours

Once approved, your loan is funded and wired directly to your dealer within 24 hours of signing.

No Obligation · No Hard Pull

Get Approved for Commercial Fleet Financing

Submit your information and our financing team will contact you within 2 business hours with your options.

Decisions in 2 business hours
Funding delivered in 24 hours
All credit profiles considered
No obligation — no hard credit pull

Prefer to talk? Call us directly

+1-866-441-0513

Request Financing

Hear from a specialist in 2 hours.

Ready to Fund Your Next Asset?

Join thousands of owner-operators and fleet managers who trust Truck Max Equipment Finance to get them on the road fast. Apply in minutes — funded in 24 hours.